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Make Your Dreams Come True

We know that untangling your credit can be both stressful and confusing. Send us a message today, and we can get you started on a path to financial confidence. 

Waddy Homes and Credit LLC

PO Box 87194 Fayetteville, NC 28304



By Appointment


By Appointment


By Appointment


By Appointment


By Appointment


By Appointment



Please book your appointment online or call for availability.  We look forward to serving you and helping you reach your goals.


Informative Credit Consultation

Informative Credit Consultation

Pay with PayPal or a debit/credit card


Quarterly Credit Repair Package

Credit Repair

Pay with PayPal or a debit/credit card


Yearly Credit Repair Package

Yearly Credit Repair Subscription

Pay with PayPal or a debit/credit card

About US

Why Repair Credit?

Are you looking to buy the home or car of your dreams? Well let us help with making your dreams come true. Your credit score comes from your credit report--essentially your spending and repayment report card. Credit reports often aren’t correct, and incorrect information can hurt your score and damage your dreams. We make sure that your credit report contains correct information so you’ll have the highest score possible.

How It Works

Our service includes your private assessment, contacting creditors on your behalf, sending documentation back and forth, and more. We have been trained on recent laws, statutes, and credit reporting practices. We also know what items on your report affect your score the most. 

Why Us?

We have over 15 years of financial experience. Our team consists of Managers and Loan Officers who are highly skilled in the area of credit.  We believe in practicing what we preach.  A low credit score can keep you from the things you want.  But did you know a low credit score can impact a lot more than just financing and employment? Do the best thing you can do for your future. Call us today and let our experience save you time, money, and frustration.

Get your free annual credit reports at

Find Your Dream Home